body
{
margin:5px;
padding:0;
font-size:100%;
font-family:arial, verdana;
background: rgb(220,220,220);
color: black;
}

h1
{
margin:0;
padding:0.2em 0;
font-size:150%;
font-weight:bold;
text-align:left;
color: navy;
background: transparent;
}

h2
{
margin:0;
padding:0.2em 0;
font-size:125%;
font-weight:bold;
text-align:left;
color: navy;
background: white;
}

h3
{
margin:0;
padding:0.2em 0;
font-size:125%;
font-weight:bold;
text-align:left;
color: navy;
background: white;
}

h4
{
margin:0;
padding:0.5em 0em;
font-size:100%;
font-weight:bold;
text-align:center;
color:white;
background:#cc9966;
}

#container
{
width: 80%;
margin: 0 auto;
}	

#header
{
margin:0;
padding:0;
}

#header h1
{
text-align: right;
}

#header a
{
text-decoration:none;
border:0;
padding:0;
margin:0;
}

#header img
{
border:0;
padding:0;
margin:0;
}

#navpanel
{
margin:0;
padding:0;
width:11em;
display:block;
float:left;
}

#navpanel ul
{
margin:0;
padding:0 0 0.5em 0;
}

#navpanel li
{
list-style:none;
margin:0;
padding:0.1em 0;
text-align:left;
}

#navpanel a
{
display:block;
text-decoration:underline;
margin-bottom:0;
padding:0.1em 0;
color:#bb6622;
}

#navpanel a:hover
{
background:#bb6622;
color:white;
text-decoration:none;
margin-bottom:0;
padding:0.1em 0
}

#vcenter
{
display:block;
}

#main
{
margin:0 5px 0 12em;
padding:0.5em 1em;
background: white;
color: black;
border: 1px solid black;
}

html>body #main
{
margin:0 0 0 12em;
}

#smallprint
{
margin:0;
padding:0.5em 1em;
font-size:75%;
color:gray;
text-align:justify;
}

#footer
{
margin:0;
padding:0.5em 1em;
font-size:75%;
color:gray;
text-align:right;
}

#footer p
{
margin:0;
padding:0;
}

#footer a
{
color:#bb6622;
}

.bold
{
font-weight:bold;
}

.linkimg
{
width:360px;
height:80px;
border: 1px solid black;
}

#banner
{
margin:0;
padding:0.5em 1em;
font-size:75%;
color:gray;
text-align:center;
}

#banner img, a
{
text-decoration:none;
border:0;
}